Pet Insurance - Is it worth it?
When a human Dr. asked me the other day if business was off due to the economic situation I explained that it was, since people don't routinely have pet insurance and pet healthcare costs is "out of pocket' in most cases....and pockets are emptier these days. His reply was that we were probably lucky not having to deal with insurance companies and all the red tape. I explained that pet health insurance plans were different in that most reimbursed the owners not the veterinarian.
Most arguments against pet health insurance explain that if you put the regular premiums in a bank account and left it untouched, in many cases , you would end up ahead of the game. I don't know if this is true or not , but it is, in reality, a moot point. How many of you out there would be disciplined enought to do that - never touching the balance at all ? Don't think that I would - Could you?
There are more and more pet insurance companies out there these days. I definitely recommend looking into it. Those insured clients find it easier to be proactive with health care and are prepared if something bad happens. The caution is that all pet health insurance plans are alike. I found a good link that compares them. Here it is:
http://frvet.com/insurance.html
